Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
By Guild Mortgage|July 9th, 2025|Categories: Lifestyle, Mortgage 101, Personal finance|Tags: Conventional, down payment, FHA, mortgage insurance, mortgage insurance premium, private mortgage insurance, second mortgage, usda, VA|
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
By Guild Mortgage|July 2nd, 2025|Categories: Hot topics, Lifestyle, Personal finance, Resources|Tags: EEMs, Energy, Green, GreenSmart Advantage, solar, utility bills|
What are the financial benefits of energy-efficient homes? Being a homeowner certainly comes with its own costs, but by investing in sustainability, you can take [...]
By Guild Mortgage|June 25th, 2025|Categories: Hot topics, Lifestyle, Mortgage 101, Personal finance|Tags: Conventional, FHA, homebuying, investment, investment property, Jumbo, mortgages, rental, second home|
How do I buy a second home? If you want to get a second home, expect the financing to be different from your primary residence. [...]
By Guild Mortgage|June 18th, 2025|Categories: Personal finance, Products and Programs, Resources|Tags: Flex payment suite of reverse mortgages, home equity, homebuying, refinance, retirement, reverse mortgage|
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
By Guild Mortgage|June 11th, 2025|Categories: Mortgage 101, Personal finance, Products and Programs, Resources|Tags: 1% Down, 3-2-1 Home Plus, down payment, down payment assistance, DPA, homebuying, Payment Protection Program, Zero Down|
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
By Guild Mortgage|May 29th, 2025|Categories: Hot topics, Mortgage 101, Selling a home|Tags: HELOAN, HELOC, homebuying, Maintenance, pool, renovation loan, selling|
Does a pool add value to your home? Adding an in-ground pool can boost your home’s value, but it isn’t a one-size-fits all solution, and [...]
By Guild Mortgage|May 21st, 2025|Categories: Personal finance, Products and Programs, Resources|Tags: equity, Flex Payment Mortgage, HELOAN, HELOC, homebuying, second mortgage|
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like [...]
By Guild Mortgage|May 15th, 2025|Categories: Hot topics, Resources|Tags: equity, fixed-rate mortgage, HELOAN, HELOC, HOA, home costs, homebuying, renting, taxes|
What are the advantages of buying vs. renting? There are big benefits to homeownership that renting doesn’t provide you with. The top reasons for buying [...]
By Guild Mortgage|May 7th, 2025|Categories: Hot topics, Products and Programs, Resources|Tags: home costs, homebuying, manufactured homes, modular homes, new construction, new home|
What makes up the price on a newly built home? From the market the new home is located in, to the lumber used in the [...]
By Guild Mortgage|April 30th, 2025|Categories: Hot topics, Mortgage 101, Resources|Tags: credit, down payment, homebuying, mortgage, pre-approval|
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild [...]
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