Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
How do I buy a second home?
How do I buy a second home? If you want to get a second home, expect the financing to be different from your primary residence. [...]
Can you buy a home with zero down payment?
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
Does a pool add value to your home?
Does a pool add value to your home? Adding an in-ground pool can boost your home’s value, but it isn’t a one-size-fits all solution, and [...]
What’s needed for a pre-approval application?
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild [...]
Can temporary buydowns help you afford a home?
Can temporary buydowns help you afford a home? If you’re looking to buy a home but current mortgage rates are higher than you hoped, or [...]
How much can I afford when buying a home?
How much can I afford when buying a home? When deciding how much you can afford when buying a home, you’ll have to factor in [...]
What can cause your mortgage payment to change?
What can cause your mortgage payment to change? If you’re a new homeowner who worked hard to negotiate the best selling price and rate for [...]
Should you make repairs before you sell?
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your [...]
What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]