What are the pros and cons of a reverse mortgage?
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
By Guild Mortgage|June 18th, 2025|Categories: Personal finance, Products and Programs, Resources|Tags: Flex payment suite of reverse mortgages, home equity, homebuying, refinance, retirement, reverse mortgage|
What are the pros and cons of a reverse mortgage? Home Equity Conversion Mortgages (HECMs) are reverse mortgages that help homeowners who are 62 and [...]
By Guild Mortgage|June 11th, 2025|Categories: Mortgage 101, Personal finance, Products and Programs, Resources|Tags: 1% Down, 3-2-1 Home Plus, down payment, down payment assistance, DPA, homebuying, Payment Protection Program, Zero Down|
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
By Guild Mortgage|May 21st, 2025|Categories: Personal finance, Products and Programs, Resources|Tags: equity, Flex Payment Mortgage, HELOAN, HELOC, homebuying, second mortgage|
How can I use my home's equity? Home equity is the actual financial amount of the home you own, so it can be used like [...]
By Guild Mortgage|May 7th, 2025|Categories: Hot topics, Products and Programs, Resources|Tags: home costs, homebuying, manufactured homes, modular homes, new construction, new home|
What makes up the price on a newly built home? From the market the new home is located in, to the lumber used in the [...]
By Guild Mortgage|April 2nd, 2025|Categories: Lifestyle, Mortgage 101, Products and Programs|Tags: Conventional, FHA 203(k), FHA 203(k) limited, home fixes, home repairs, mortgage, refinance, Renovation, Renovations, selling|
Should you make repairs before you sell? When you’re deciding to sell your home, you want to ensure you’re getting the best bang for your [...]
By Guild Mortgage|March 28th, 2025|Categories: Mortgage 101, Products and Programs|Tags: credit score, customer education, debt, debt-to-income, DTI, first time homebuyer, Homebuyer, homebuyers, income, loan process, mortgage|
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
By Guild Mortgage|February 19th, 2025|Categories: Products and Programs, Resources|Tags: customer education, first time homebuyer, Homebuyer, mortgage, Renovations|
Should you take a second look at that fixer-upper? Buying a fixer-upper home that needs repairs could make homeownership more affordable, and there’s even renovation [...]
By Guild Mortgage|February 12th, 2025|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage, products|
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers [...]
By Guild Mortgage|January 10th, 2025|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, mortgage, mortgage rates, products|
Modular vs. manufactured vs. mobile home—what's the difference? Modular, manufactured, and mobile homes differ in how they’re built and set up. Manufactured homes are [...]
By Guild Mortgage|October 28th, 2024|Categories: Hot topics, Mortgage 101, Personal finance, Products and Programs|
How to buy a home with little or no down payment Buying a home with no down payment may sound too good to [...]
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