What is a good debt-to-income ratio for a mortgage?
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
By Guild Mortgage|March 28th, 2025|Categories: Mortgage 101, Products and Programs|Tags: credit score, customer education, debt, debt-to-income, DTI, first time homebuyer, Homebuyer, homebuyers, income, loan process, mortgage|
What is a good debt-to-income ratio for a mortgage? If you’re taking the plunge and diving into homeownership, you may wonder what factors mortgage companies [...]
By Guild Mortgage|February 26th, 2025|Categories: Hot topics, Resources|Tags: buying a house, customer education, first time homebuyer, homebuying, housing market|
Is it still a good time to buy a house? Whether it's a good time to buy a house depends on your circumstances and financial [...]
By Guild Mortgage|February 19th, 2025|Categories: Products and Programs, Resources|Tags: customer education, first time homebuyer, Homebuyer, mortgage, Renovations|
Should you take a second look at that fixer-upper? Buying a fixer-upper home that needs repairs could make homeownership more affordable, and there’s even renovation [...]
By Guild Mortgage|February 12th, 2025|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, loan process, mortgage, products|
Conventional versus FHA loans—find out the difference When comparing an FHA loan vs. a Conventional loan: which is better? FHA loans are designed for homebuyers [...]
By Guild Mortgage|February 5th, 2025|Categories: Personal finance, Resources|Tags: buying a house, customer education, first time homebuyer, homebuying, mortgage|
6 obstacles to homeownership—and how to overcome them Americans still want to buy a house, but over three-fourths say they’ve encountered obstacles.* A higher cost [...]
By Guild Mortgage|January 29th, 2025|Categories: Personal finance, Resources|Tags: customer education, finances, homeownership, inheritance, mortgage|
Should you put your home in a trust? Why put your home in a trust? Placing your home in a trust can make things easier [...]
By Guild Mortgage|January 24th, 2025|Categories: Hot topics, Resources|Tags: building a home, customer education, homebuyers, homebuying, new construction|
New build or existing home? Weighing the pros and cons Choosing between buying a new construction home and an existing home can depend on what [...]
By Guild Mortgage|January 10th, 2025|Categories: Mortgage 101, Products and Programs|Tags: customer education, first time homebuyer, homebuyers, mortgage, mortgage rates, products|
Modular vs. manufactured vs. mobile home—what's the difference? Modular, manufactured, and mobile homes differ in how they’re built and set up. Manufactured homes are [...]
By Guild Mortgage|December 18th, 2024|Categories: Mortgage 101, Resources|Tags: customer education, homebuyers, loan process, mortgage, mortgage rates|
Mortgage par rate explained: how does it work? A mortgage par rate, or lender par rate, is the standard interest rate a lender offers without [...]
By Guild Mortgage|December 4th, 2024|Categories: Hot topics, Mortgage 101|Tags: customer education, first time homebuyer, homebuyers, mortgage, mortgage rates|
8 factors that cause mortgage rates to rise and fall Why do mortgage rates vary from day to day? Though it might feel at [...]
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