Do I have to pay mortgage insurance if I put down less than 20%?
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
By Guild Mortgage|July 9th, 2025|Categories: Lifestyle, Mortgage 101, Personal finance|Tags: Conventional, down payment, FHA, mortgage insurance, mortgage insurance premium, private mortgage insurance, second mortgage, usda, VA|
Do I have to pay mortgage insurance if I put down less than 20%? In most cases, mortgage insurance is a requirement when a homebuyer’s [...]
By Guild Mortgage|June 11th, 2025|Categories: Mortgage 101, Personal finance, Products and Programs, Resources|Tags: 1% Down, 3-2-1 Home Plus, down payment, down payment assistance, DPA, homebuying, Payment Protection Program, Zero Down|
Can you buy a home with zero down payment? Is saving for a down payment delaying your homebuying plans? Great news—it’s possible to buy a [...]
By Guild Mortgage|April 30th, 2025|Categories: Hot topics, Mortgage 101, Resources|Tags: credit, down payment, homebuying, mortgage, pre-approval|
What’s needed for a pre-approval application? When you want to make an offer on a home, a pre-approval letter backed by a lender like Guild [...]
By Guild Mortgage|April 23rd, 2025|Categories: Mortgage 101, Resources|Tags: down payment, homebuying, interest rate, mortgage, temporary buydown|
Can temporary buydowns help you afford a home? If you’re looking to buy a home but current mortgage rates are higher than you hoped, or [...]
By Guild Mortgage|April 18th, 2025|Categories: Hot topics, Mortgage 101|Tags: closing cost, debt-to-income, down payment, homebuying, interest rate, monthly fees, mortgage|
How much can I afford when buying a home? When deciding how much you can afford when buying a home, you’ll have to factor in [...]
By Guild Mortgage|March 6th, 2025|Categories: Lifestyle, Mortgage 101, Personal finance|Tags: down payment, first time homebuyer, homebuyers, lifestyle, mortgage|
6 ways family members can help you get a mortgage Can you borrow money to buy a house? Absolutely. Many mortgage lenders accept multiple forms [...]
By Guild Mortgage|November 19th, 2024|Categories: Personal finance, Resources|Tags: buying a house, customer education, down payment, first time homebuyer, homebuying|
How to save for a down payment and an emergency fund Saving for a down payment and an emergency fund are both important financial goals. [...]
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